Medicare and Medicaid have long been a mystery to many consumers. In fact, it can baffle and confuse even some of the smartest citizens. Like me, you might have thought, “I don’t need to worry about this right now.” However,…
People work hard all their lives to own a home — it’s the American Dream — and it is often their most valuable and significant possession. So, when health begins to fail and the need for long-term care arises, we…
More Americans are finding themselves or their loved ones in need of nursing home care, due to our rapidly growing aging population. Often, nursing home care is absolutely necessary, but this doesn’t make it any less expensive and many find…
Every so often, marriage comes later in life as it did for Wanda and Harry. This was their second marriage, and both had children from the prior marriages. The couple wanted their children to inherit from their respective parents, so…
As seniors age, they increasingly count on help from family and friends to take care of their financial and health care matters. They often believe that their family members will be able to take care of any issues that arise.…
Imagine a loved one no longer being able to care for themselves and needing to be cared for in a nursing home facility. You are stressed and anxious. The nursing home puts a twenty-page, single-spaced contract in front of you.…