Studies have found that over 64% of Americans still don’t have an estate plan. Many Americans over the age of 65 believe they lack the knowledge necessary to adequately plan for retirement and are not knowledgeable about basic retirement tools,…
The Covid-19 pandemic has brought an important question to the forefront; how far would you want extreme life-prolonging measures to be tried? For us who are particularly vulnerable – seniors, those with compromised immune systems, those already struggling with medical…
In these times, it is important to keep a physical distance to stop the spread of the coronavirus. Call or email us to find out how we can help you complete your estate plan without taking a single step outside…
As seniors age, they increasingly count on help from family and friends to take care of their financial and health care matters. They often believe that their family members will be able to take care of any issues that arise.…
It is critical your “power of attorney” (POA) documents are clear and comprehensive for when the time comes when you are unable to handle your finances or make healthcare decisions. Beware if you rely only on POAs that hospitals provide,…
A complete estate plan contains a legally binding mandate called a will, describing the distribution of assets upon death. If you die without one (intestate), the state will distribute your assets and property via state law and quite possibly at…
The Windfall Elimination Provision (WEP) may decrease your SSA benefit if you receive a pension from an employer that did not pay social security payroll taxes. How can you know if this is your situation? Your social security statement does…
Elder law and estate planning are similar in many ways but quite different in others. The Concerns are Similar No matter what age we’re in, life can deliver some hard knocks. Hope for the best, but plan for the worst.…
There will come a time when you are no longer able to care for your spouse at home. At this emotionally difficult time, the last thing you need is the stress of not knowing where to find the money to…
It is essential to have a solid health care power of attorney, especially for diseases like ALS and Alzheimer’s. Additionally, it is important to know that a good “basic” advance-directive document needs considerable supplementation when it comes to a dreadful…